At Health Expense Cover ('we', 'us', and 'our') and on healthexpensecover.com, we take your privacy seriously. We have adopted the following privacy policy regarding how the information you provided us is used, managed and maintained.
If you are a California resident, please see our California Privacy Policy, which provides additional details about how we handle your personal information and how you can exercise your rights under the California Consumer Privacy Act.
We do not sell your information to third parties. We also maintain policies and procedures that are intended to ensure the responsible handling of your 'nonpublic personal information.' The examples below of the types of information we collect, and the categories of parties with whom we share that information, are intended to illustrate our information practices. They are not intended to be exhaustive.
You do not need to take any action as a result of this notice, but you do have certain rights as described below.
Health Expense Cover may collect nonpublic personal information about consumers and customers from the following sources:
We may use the information you submit on this website to provide you with requested insurance information or to share additional products or services that could be of interest to you. If you do not wish to receive offers for additional products or services, you should not provide personal information or contact information through this website. If you have already provided profile data or contact information, you may opt-out from receiving special offers from Fidelity Life in the future.
As permitted by law, we may disclose some or all of the information described above among Health Expense Cover affiliates, and with companies or individuals that perform services necessary to effectuate transactions that an individual or his or her employer has requested. With respect to current and former customers, we may also disclose some or all of the information described above to non-affiliated third parties, which may include:
We restrict access to nonpublic personal information about our current or former customers and consumers to those authorized individuals who need to know that information to provide them with products or services. We also require outside companies and independent contractors who provide services on our behalf or with whom we have entered a joint marketing agreement to enter into agreements that protect the confidentiality of any customer information we provide and restrict the use of such information to those purposes. Finally, we maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard customers' and consumers' nonpublic personal information.
Your decision to provide personal contact or medical information is strictly voluntary and will not prevent you from receiving a quote for life insurance. You may call us toll-free at 1800 000 000, Option 4. Agents are available Monday through Thursday from 8 a.m. - 9 p.m. CT and Friday from 8 a.m. to 7 p.m. CT. We will be happy to quote insurance rates and complete your application request by telephone.
If you elect to provide personal or contact information through this site, Fidelity Life may use or disclose the information you provide to trusted third parties. In addition, Fidelity Life, or the referenced third-party companies, may use the information to send relevant offers to you which we, or the third parties, believe would be of interest to you. If you wish to opt-out from receiving any offers from Fidelity Life, simply click the opt-out link here or call 1800 000 000 Monday through Friday from 8 a.m. to 5 p.m. CT.
Please note, that even if you select to opt-out after providing your information through our website, the third parties you've been in contact with may still contact you. If you wish to not receive marketing materials, emails or information from them in the future, you would have to opt-out directly from their websites. As a general recommendation, if you do not wish to be contacted at all, you should not provide any personal contact information through this website.
Unless you give us permission to do so, or unless the law requires us, we do not willfully use or disclose personally identifiable information to third parties for any purpose other than described above. We have security provisions in place to protect your information; however, no security system is impenetrable. If you feel uncomfortable submitting any personal information through the For healthexpensecover.com website, you may call us toll-free at 1800 000 000, Option 4. Agents are available Monday through Thursday from 8 a.m. - 9 p.m. CT and Friday from 8 a.m. to 7 p.m. CT. to help you obtain life insurance quotes over the phone.
We reserve the right to change our privacy policy, and if so, we will post those changes to our healthexpensecover.com privacy statement that is linked throughout our website so that visitors are aware of the change. We encourage you to check this posted privacy statement for updates. When changes are made, we will post the last date on which the privacy policy was changed below. In addition, you may request the prior version of our privacy policy before the most recent change by emailing.
If in the future, Health Expense Cover, or substantially all of its assets are acquired, the information we collect through this website from you or other customers will likely be transferred to the acquiring party.
If you have any questions about this Website privacy statement, the practices of this site, or your dealings with this Website, you can contact:
Last update: December 2023